Credit Analyst - Pune

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Location: Pune, India
Job brief

We are looking for a professional Credit Analyst to determine our customers’ creditworthiness. You will analyze financial data to assess the likelihood of a borrower honoring their financial obligations.


Assess the creditworthiness of existing or prospective clients
Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents, etc)
Complete ratio, trend, and cash flows analyses and create projections
Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
Determine in depth the degree of risk involved
Carefully analyze data and produce clear and objective reports
Routinely monitor loans for compliance
Adhere to credit policy and guidelines
Monitor corporate portfolio asset
quality on an ongoing basis
Draft models of credit information that predict trends and patterns


Proven working experience as a credit analyst
Proficiency in statistical packages and financial software
Up to date with legal, compliance, and market risk-related issues
Ability to analyze cash flows, leverage, collateral, and customer strength
Strong communication and presentation skills
Sound judgment
BS degree in Business, Statistics or related field

presentation skills, financial reporting, investment banking, accounting knowlegde

Work Day: Full Time
Employment type: Permanent Job
Salary: Negotiable

Minimal experience: No experience

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